---
title: "Renovation Budget Scenario Sheet"
---

# Renovation Budget Scenario Sheet

Use with [Renovation Budget Scenarios Are Not Contractor Bids](/articles/renovation-budget-scenarios-not-bids).

## What this is not

- Not a market-rate bid or price opinion
- Not financing, tax, or investment advice
- Not a contractor selection
- Not DIY life-safety guidance
- Not a substitute for household day-to-day budget scenarios
  (see /articles/household-budget-scenarios-literacy)

## Inputs (source required on every row)

| Item | Amount | Source (quote PDF / my choice) | Date |
| --- | --- | --- | --- |
| Quote A total | | | |
| Quote B total | | | |
| Allowance line(s) | | | |
| Contingency % I chose | | | |
| Other reader-supplied holding cost | | | |

**No rows sourced from "AI typical prices":** ☐

## Scenarios

### Scenario 1 - allowances as written

- Totals:
- Plus contingency:
- Notes:

### Scenario 2 - allowance overrun (amount from quote note)

- Overrun amount:
- New totals:
- Plus contingency:

### Scenario 3 - delay / holding cost (reader-supplied)

- Holding cost:
- Combined impact:

## Hard stops

- [ ] Missing life-safety scope is not treated as savings
- [ ] AI did not pick the contractor
- [ ] Financing not accepted from high-pressure contractor pitch without independent review
