Finance Adviser Boundary Card
Use with AI Is Not Your Financial Advisor.
What this is not
Not financial, tax, or legal advice. Not a product recommendation. Routine literacy and comparison can use primary documents and transparent calculators; personalized, regulated, complex, or high-stakes decisions need an appropriately qualified professional or regulated service.
Before any money-related prompt
- My question is literacy only (table / questions / checklist): [ ]
- I am NOT asking the model for a personalized product recommendation, payoff plan, tax position, coverage ruling, or score hack: [ ]
- Any AI example is fictional, public, or non-personal; real comparison data stays local: [ ]
Model role today (circle one)
format table / list missing fields / draft counselor questions / other: ________
Escalate beyond a general chatbot
- Personalized or regulated product recommendation -> check the professional or firm’s current authorization/register status, scope, fees, and conflicts
- Debt settlement, insolvency risk, or a payoff choice with material consequences -> qualified debt or financial professional
- Tax filing position or credit/deduction choice -> appropriately qualified tax professional
- Insurance coverage dispute or settlement acceptance -> qualified insurance/legal professional
- Credit-score “hack” or guaranteed deletion scheme -> stop; verify with official credit-reporting and consumer-protection sources
A regulated robo-adviser is not the same as a general chatbot. Verify the responsible legal entity, specific activity and regulator in the relevant official register, then read current disclosures. A register match does not establish that a product is suitable or safe.
After the reply
- Any comparison uses current primary documents, complete criteria, and my stated constraints; unsupported “best” language was discarded
- Unverified cells marked unknown
- Next step is my judgment or a booked professional - not more prompting